Tips to Save Your Money When You Have Little Funds


When you have lots of money, you will want to pay all things with your money. People will waste their money in mall or stores to buy new clothes, new shoes, new bags and some other things. Actually you must be able to manage your income so you will not have big debt in the future time. You can use your credit card in effective way. Most people who have high salary can’t save their money because they have lots of bills to pay. How about people with little funds? Some people think that people with little fund will not be able to save their money too. Actually you can save your money with some ways below.

First you need to analyze your spending habits first. You must know how you spend your money. When you think that you spend too much money this day then you should not use too much money in the next day. You will not be able to save your money when you don’t change your bad habit. It is important to categorize your spending type. You need to know some things that you must have and some things that like to have. Learning your spending habit includes checking the use of your credit card too. You must know how much money that you need to pay your credit card bill each month. When you often use your credit card to use new clothes then it is time for you to cut your outcome. You can buy new clothes when you have lots of money because you still can use your old clothes.

Second, it is good to stop using credit card when you think that you have little fund and you don’t be able to pay all bills. You must be aware than credit card will increase your debt when you can’t pay all things. That is why you better know what you must do. You can use your credit card when you are in trouble or you are in emergency situation only. When you can use your credit card in wise way, you will be able to save your money in very easy way.

Third, when you use too much electricity in your home every day, it is time for you to cut the electricity bills. You can save the energy by decreasing the use of AC, television, or electronic devices. You can use fan or you can open windows to get fresh air.

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